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ELMORE FINANCIAL SERVICES

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Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Estates & Trusts

How Can a Living Trust Help Me Control My Estate?

A living trust can help control the distribution of your estate upon death.

Estates & Trusts

What Key Estate Planning Tools Should I Know About?

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

Estates & Trusts

What Is the Best Form of Property Ownership for Me?

Sole ownership, joint tenancy, tenancy in common, and community property have special benefits for property owners.

Estates & Trusts

Could My Family Benefit from a Family Limited Partnership?

One estate planning strategy that families with closely held businesses could consider is the family limited partnership.

Investing

What Is an Annuity?

An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

Investing

How Are Annuities Taxed?

One attractive feature of an annuity is tax-deferral but qualified and non-qualified annuities are taxed differently.

Investing

What Is the Difference Between a Fixed Annuity and a Variable Annuity?

Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.

Retirement

What Is a 401(k) Plan?

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

Retirement

What Is a Self-Employed Retirement Plan?

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.

Retirement

What Is a Roth IRA?

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

Risk Management

How Can I Insure My Future?

To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.

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